Please read this page carefully before using the Apex Mortgage, Inc. (a.k.a., Apex Mortgage) website located at www.apexstl.com. This page details the Terms and Conditions under which visitors (hereinafter "You" or “Visitors”) may use this website. All content is owned by or licensed to Apex Mortgage. By using this website, You agree to be bound by all of the Terms and Conditions as stated below. If You do not accept these Terms and Conditions, please do not use this website. Apex Mortgage complies with all laws of Missouri applicable to the Apex Mortgage website and to the internet. Visitors from other jurisdictions who visit this website do so on their own initiative and must follow the laws and restrictions applicable in their location.

Changes to Terms and Conditions

Apex Mortgage may revise these Terms and Conditions at any time without notice. Therefore, You should check this page periodically to review the Terms and Conditions. Your continued use of this website after the Terms and Conditions are changed indicates your acceptance of those new Terms and Conditions.

Loan Pre-Approval and Contacting Apex Mortgage

 Any information submitted through the Apex Mortgage Apply page and/or Contact Us page does not imply that a loan will be granted, that You (or the Co-Borrower) will be eligible for a loan, or that any past, current, or future relationship between You and Apex Mortgage exists.

Privacy Policy

Apex Mortgage is committed to preserving and protecting the right to privacy of all Apex Mortgage website visitors. While You are browsing our website, we do not collect any personal information, such as name, address, telephone number, email address, etc. However, while You are browsing our website, we do collect publicly available information such as server address and browser type. This publicly available information is viewed using one or more analytics programs, such as Google Analytics. We use this information to optimize our website to serve You better.

We only collect identifying information when You voluntarily submit this information to us directly through our Contact Us page, Apply page, or through other means. Apex Mortgage keeps all information that You submit confidential. We will only use your confidential information to (a) communicate directly with You or your Co-Borrower, or (b) process a loan and/or determine eligibility for a loan. In all other circumstances, Apex Mortgage will not sell, rent, or otherwise disclose your confidential information to third parties.

Copyright, Trademark, Intellectual and Use of Site Content

The contents of this website, including, without limitation, website design, text, graphics, images, sound recordings, video recordings, and other content (hereinafter "Content") are owned by or licensed to Apex Mortgage, clients, and partners of Apex Mortgage, and are protected by copyright under both United States and foreign laws. Unauthorized use of the Content violates copyright, trademark, and other laws. The Content and all copyrighted material may not be modified, copied, distributed, downloaded, displayed, e-mailed, transmitted or sold in any form or by any means, in whole or in part, without the prior written consent of the respective copyright owner. Use of the Content on any other Web site or in a networked environment is prohibited.

Acknowledgement

You hereby acknowledge that these Terms and Conditions represent the entire understanding between you and Apex Mortgage concerning Your use of this website, and the Content, goods and services available on this website.